Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Luxury credit cards can provide immense value, but often come with a steep annual fee and credit score ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Thanks to the fascination surrounding the Centurion ® Card from American Express — aka the original "Black ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Rachel Williams has been an editor for nearly two decades. She has spent the last five years working on small business content to help entrepreneurs start and grow their businesses. She’s well-versed ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...