Credit quality assesses financial solvency using credit scores for people and credit ratings for entities. Learn its impact ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

APR explained in simple terms for everyday borrowers. Learn how annual percentage rates affect loans and credit card payments.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score can be the key to the things you want in life: a new home, a new car or even a new job. However, several types ...